“My flat”:- Thinking of buying a flat in Kolkata? Let’s check these 10 projects!!

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Are you checking out new residential place in Kolkata? Are you thinking of a flat which will be value for money as well as situated in a good and convenient locality? Before you jump into buying a new property for yourself, you should consider some important points as it will be one of the biggest financial decisions. As we all try to go for our dream house, we tend to invest a lump sum amount in purchasing a new property. We can find a plethora of new property in Kolkata as it is coming up with various kinds of projects.

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Checklist before buying a new flat in Kolkata

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Finalize your budget

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You should fix your budget for your investment before you actually start checking out new properties in Kolkata. In this way, it will be easy for you to avoid unnecessary one’s and to shortlist the right property for you.

Check the carpet area

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Before you book a new flat you must check the actual carpet area. In the brochures, you will find the super built-up area which includes lobby, staircase, elevator space, the wall thickness, etc. You will get the actual carpet area by deducting 30% from the super built-up area. For example, if you see a 2BHK 1,000 square feet flat, it means you will get 700-750 square feet in reality. That is why, you should check the carpet area enclosed within the wall before booking one.

Legal status of the property

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You should always check few legal formalities before booking your new flat.

The developer is permitted to have approvals and the No Objection Certificates (NOC’s) from the Municipal Corporation Area development authorities, water supply and sewerage board and electricity board.

Always check the encumbrance certificate to confirm that the land is free from all the legal dues.

Check the previous property tax reports along with other bills from the seller.

You should make sure that the entire property is approved by the Development Corporation.

The list of banks financing the project

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You can get to know the reputation of the real estate company as the banks generally finance to the best ones in the market. The banks have become doubtful nowadays when it comes to financing a real estate project as most of the real estate companies happen to sit on unsold inventory and have less fund to complete their project. Hence, make sure you are aware of the banks which are financing the project before booking one for yourself.

Select the best payment plan

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There are a lot of payment option available in the market like down-payment plan, construction-linked plan, flexi-payment plan and possession-linked plan. You should select the right payment option so that it fits best for you and you will be comfortable to make payment on time.

Calculate all the hidden cost

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Many a time, the broker will quote you the basic cost of buying the flat excluding other factors like parking/statutory/club charges, home loan processing fee, GST, registration charges, internal/external development fees and stamp duty. These factors will hike up the price of the property. Hence, you should always ask the final cost of the property.

Here are 10 projects in Kolkata, that you can go with

Oxford Square by Riya Primarc Green LLP

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Location: Berunanpukhuria, Kolkata

Configuration: 2, 3 BHK Apartments

Avg. Price: 2.25 K/sq. ft

Solaris Joka Phase 1 by Surehomz Realty Services Private Limited

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Location: Naoabad, Kolkata

Configuration: 2, 3 BHK Apartments

Avg. Price: 2.68 K/sq. ft

The 102 by Somani Realtors

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Location: Daulatpur, Pailan, Kolkata

Configuration: 2, 3 BHK Apartments

Avg. Price: 3.25 K/sq. ft

Primarc Southwinds by Primarc Project

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Location: Chowhati, Rajpur, Kolkata

Configuration: 2, 3 BHK Apartments

Avg. Price: 3.45 K/sq. ft

Siddha Eden Lakeville by Somani Realtors

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Location: Bonhooghly, Baranagar, Kolkata

Configuration: 2, 2.25, 3, 4 BHK Apartments

Avg. Price: 5.00 K/sq. ft

Lakewood Estate by Somani Realtors

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Location: New Garia, Garia, Kolkata

Configuration: 2, 3, 4 BHK Apartments

Avg. Price: 5.57 K/sq. ft

Larica Green Pailan by Purple Propshop LLP

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housing.com

Location: New Mans Park Colony, Pailan, Kolkata

Configuration: 2, 3 BHK Apartments

Avg. Price: 3.00 K/sq. ft

PS Vyom by Sidus Realty Pvt Ltd

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housing.com

Location: Buroshibtalla, Behala, Kolkata

Configuration: 3, 4 BHK Apartments

Avg. Price: 10.58 K/sq. ft

Siddha Suburbia Bungalow by Property Express

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housing.com

Location: Dakshin Gobindopur, Kolkata

Configuration: 3.5, 5.5 BHK Apartments

Avg. Price: 4.00 K/sq. ft

Imperial Riddhi Siddhi by Riddhi Siddhi Group

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Location: Joka, Kolkata

Configuration: 2, 3 BHK Apartments

Avg. Price: 2.99 K/sq. ft

For more information, do follow !!

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